Privacy Policy

Legal

Credit Friendly Fund ("we," "us," or "our") respects your privacy and is committed to protecting your personal and financial information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our services across the United States.

1. Information We Collect

We collect information you provide directly to us, including:

Personal identifiers: name, address, email, phone number, date of birth
Financial information: income, assets, liabilities, credit history, investment goals
Government identifiers: Social Security Number (for loan and investment account opening only)
Usage data: pages visited, features used, communications with our team
Device and technical data: IP address, browser type, operating system

2. How We Use Your Information

To provide and manage loans, insurance, investment, and advisory services
To verify your identity and prevent fraud
To communicate with you about your accounts and services
To comply with federal and state financial regulations
To improve our products, services, and user experience
To send marketing communications (only with your explicit consent)

3. Information Sharing

We do not sell your personal information. We share information only with:

Financial institutions and lenders necessary to process your applications
Insurance carriers underwriting your policies
Regulatory authorities when required by law
Service providers under written confidentiality agreements
Professional advisors (CPAs, attorneys) with your written authorization

4. Data Security

We employ 256-bit AES encryption in transit and at rest, SOC 2 Type II certified infrastructure, mandatory two-factor authentication for all advisors, quarterly penetration testing, and continuous security monitoring. Despite these measures, no system is 100% secure, and we cannot guarantee absolute security.

5. Your Rights

Under U.S. state laws (including CCPA for California residents), you have the right to:

Access the personal information we hold about you
Request correction of inaccurate information
Request deletion of your personal information (subject to legal retention requirements)
Opt out of marketing communications at any time
Limit the use of sensitive personal information

6. Data Retention

We retain your information for as long as your account is active or as necessary to provide services, comply with legal obligations, resolve disputes, and enforce agreements. Financial records are typically retained for 7 years post-account closure per federal regulation.

7. Cookies and Similar Technologies

We may use cookies, analytics tools, and similar technologies to remember preferences, understand website usage, maintain security, and improve our services. You can control cookies through your browser settings, although some website features may not function as intended when cookies are disabled.

8. Marketing Choices

You may unsubscribe from marketing emails at any time using the unsubscribe link included in our communications or by visiting the unsubscribe page on this website. Transactional and service-related communications may continue when necessary.

9. Children's Privacy

Our services are intended for adults and are not directed to children under 13. We do not knowingly collect personal information from children under 13.

10. Changes to This Policy

We may update this policy from time to time. The revised version will be posted on this page with an updated effective date. Your continued use of the website after changes are posted constitutes acknowledgment of the revised policy.

11. Contact Us

For privacy questions or to exercise your rights, contact us at info@creditfriendlyfund.info or call (575) 218-3015.